Generic Term:  Defined By The California Supreme Court

“'Predatory lending' is a term generally used to characterize a range of abusive and aggressive lending practices, including deception or fraud, charging excessive fees and interest rates, making loans without regard to a borrower's ability to repay, or refinancing loans repeatedly over a short period of time to incur additional fees without any economic gain to the borrower.“

American Financial Services Ass'n v. City of Oakland  34 Cal.4th 1239, 1244, 104 P.3d 813, 815, 23 Cal.Rptr.3d 453, 455 (2005)